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EGE Insurance

Confidence. Covered.

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EGE Insurance Canada

Accidents happen. Financial pain doesn't have to.

One accident can sideline your income for months or a cancer diagnosis can change everything overnight. The right insurance pays you cash fast so you can focus on recovering, not on bills.

See our programsTalk to an advisor

5.0Google reviews

Will have a 90-day+ disability before 65
1 in 3
Most are unprepared for that income loss. Source: CLHIA
Backed by iA Financial Group
125+ years
One of Canada’s largest insurers, founded in 1892.
Coverage starting from
$7/mo
No medical exam · Immediate approval

The gap no one talks about

Your health insurance covers treatment. It doesn't cover what comes after.

OHIP and group benefits pay your doctors and hospital bills. But lost income, extra costs, and financial disruption? That's on you unless you have the right coverage.

Who needs this kind of coverage?

  1. Self-employed & contractors

    No sick pay, no group benefits. An accident or diagnosis means zero income. These programs replace that missing paycheck.

  2. Employees with gaps in group benefits

    Short-term disability has waiting periods and caps. These programs pay on top of whatever your employer provides.

  3. Families with young children

    Cover the whole family. If a parent is injured or diagnosed, a lump-sum or monthly benefit keeps the household running.

  4. Manual & high-risk workers

    Construction, trades, healthcare, hospitality. Higher injury risk, higher need. No occupational class required for ACCI 7 PLUS.

  5. Seasonal & part-time workers

    EI covers some gaps but not all. ACCI 7 PLUS pays regardless of employment status – even the unemployed qualify.

  6. Anyone with cancer risk in their family

    Cancer touches many families. CancerGuard pays a tax-free lump sum on diagnosis, with no medical exam.

Our programs

Three programs. Complete protection.

Each program is designed for a specific protection need. Use one, or combine them for full coverage against accidents, disability, and cancer.

Available now · Build online

ACCI 7 PLUS

Build-your-own accident insurance. Pick 5 coverages, stack $7/month units, and see your premium live. Same flat rate for everyone. No medical exam.

  • Disability income: up to $1,400/month for up to 7 months per accident
  • AD&D: up to $350,000 lump sum for accidental death or dismemberment
  • Accidental fracture: up to $14,000 based on bone fractured
  • Extended medical care: up to $100,000 lifetime for physio, nursing and equipment
  • Hospital benefit: up to $350/day plus 7 bonus convalescence days per stay
  • Ages 0–74 · No exam · Immediate approval · Renews to 80

$7 per unit a month · up to 15 units = $105 a month

Build my ACCI 7 PLUS plan

ACCI JET

Income replacement for accidents, soft tissue injuries, and optionally illness. Up to $6,000/month. Designed for workers who cannot afford time off.

  • Monthly disability income: up to $6,000/month based on your earned income
  • Soft tissue injuries covered: sprains, strains, carpal tunnel, rotator cuff, plantar fasciitis and more
  • Benefit periods of 2 years, 5 years, or to age 70
  • Only 3 health questions for accident and soft tissue coverage. No blood tests.
  • Optional illness coverage, fracture, AD&D, extended medical, and travel insurance riders
  • Premiums level to age 70 · Ages 18–69 · Self-employed & employees welcome

Pricing by quote. Varies by age, occupation and benefit selected.

Get an ACCI JET quote

CancerGuard

Tax-free lump sum on cancer diagnosis. No medical exam, no survival period, instant approval. Use it for treatment, income, or family support.

  • Lump-sum benefit: up to $150,000 tax-free with no restrictions on use
  • No survival period required. Benefit paid on diagnosis.
  • No medical exam or blood tests. Instant approval at point of sale.
  • Includes free Novus Health Second Medical Opinion for any diagnosis
  • Optional: 5 critical illness conditions, return of premiums rider
  • From birth to age 65 · Renewable to age 75 · T10, T20, or T75

Pricing by quote. Varies by age and term selected. T10 · T20 · T75 available.

Get a CancerGuard quote

Combine programs for full protection. ACCI 7 PLUS covers your hospital days and fractures. ACCI JET replaces your income for soft tissue injuries and broader disability. CancerGuard provides a tax-free lump sum if you're diagnosed with cancer. Not sure what you need? Call (416) 477-1516 and an advisor will help you build the right stack.

How it works

Get covered in minutes

  1. Choose your program

    Pick ACCI 7 PLUS, ACCI JET, CancerGuard or all three. Each serves a different protection need.

  2. Build or get a quote

    ACCI 7 PLUS lets you build online instantly. ACCI JET and CancerGuard are quoted by our advisors based on your age and situation.

  3. Answer a few questions

    ACCI 7 PLUS: no questions at all. ACCI JET: just 3 questions for accident/soft tissue. CancerGuard: 3 simple questions up to $50K.

  4. Covered immediately

    Coverage starts once iA receives your complete application and your first premium is paid. Accident claims paid within 7 business days guaranteed by iA Financial Group.

Why EGE Insurance

Protection backed by iA Financial Group

Backed by iA Financial Group, with over 125 years of history. We find the right coverage, explain it clearly, and stay with you when it's time to claim.

Backed by iA Financial Group

Industrial Alliance Insurance and Financial Services Inc., one of Canada's largest insurers with over 125 years of history. Your benefits are paid by the insurer.

7-day payment guarantee

Accident claims are guaranteed within 7 business days of a complete file, or iA pays you $30 for every late business day, up to 7 days.

Licensed advisors, real guidance

Our licensed advisors help you pick the right program, understand your policy, and navigate claims when you need us most.

No hidden fees, flat pricing

ACCI 7 PLUS: flat $7/unit regardless of age or gender. ACCI JET and CancerGuard: transparent quotes, no surprises.

Minimal medical requirements

ACCI 7 PLUS: no questions at all. ACCI JET: 3 questions for accident and soft tissue cover. CancerGuard: instant approval. No blood tests. No delays.

Same-day support

Call (416) 477-1516 or email cs@egeinsure.ca. We're here for quotes, policy questions, and claim guidance, same business day.

Ready to protect your income and health?

Start with ACCI 7 PLUS online in under 2 minutes. Or call us for a personalized ACCI JET or CancerGuard quote. No obligation, no pressure.

Build my ACCI 7 PLUS planCall (416) 477-1516 for ACCI JET or CancerGuardSchedule a call

Monday to Friday 9 am to 8 pm, Saturday 9 am to 5 pm · Ask EGE AI, 24/7

For information purposes only. Not an insurance contract. Underwritten by Industrial Alliance Insurance and Financial Services Inc. (iA Financial Group). EGE Insurance · egeinsure.ca · (416) 477-1516 · cs@egeinsure.ca

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