International Student
Insurance in Canada
Health coverage designed for international students studying in Canada. Emergency and non-emergency care, up to $5M coverage, $0 deductible options, family add-on available.
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Why students trust EGE Insurance
Why It Matters
Everything You Need to Know About International Student Insurance
We compare student insurance plans from top Canadian insurers and explain coverage clearly so you can select the right policy for your study period.
Why Student Insurance Matters
Health rules differ by province and not every school provides coverage to international students. A private plan protects you from unexpected medical bills while you study in Canada.
- Reduces out-of-pocket medical costs
- Covers you during your full study period
- Peace of mind for students and families
How EGE Insurance Helps
As a licensed brokerage, we explain what your province and school require, help you choose coverage limits, and walk you through the process — including adding family members if needed.
- Clear guidance, no confusion
- Help choosing deductible and coverage amounts
- Option to include spouse/partner and children
What Plans May Include
Coverage depends on the insurer and policy selected. Many student insurance plans include both emergency and non-emergency medical support for international students.
- Emergency & non-emergency medical care
- Doctor services & follow-up visits
- Emergency evacuation & repatriation
Coverage Details
What Student Insurance May Cover
Depending on the policy, international student insurance can help with eligible medical expenses and services during your studies in Canada.
Who Typically Needs Student Insurance
- International students enrolled in a Canadian post-secondary program
- Students whose province or school doesn't provide coverage
- Students adjusting coverage between semesters
- Students wanting to add a spouse/partner or children
- Students up to age 44 with a valid study permit
- Anyone needing IRCC-compliant medical coverage while studying
Coverage is subject to policy terms, exclusions, eligibility, and insurer approval.
Know the Difference
Student Insurance vs. Visitors Insurance
Understanding which coverage applies to your situation ensures you get the right protection for your time in Canada.
Student Insurance
Designed for international students studying in Canada. Tied to study-permit duration and province/school requirements.
- Covers both emergency & non-emergency care
- Coverage up to $5,000,000
- $0 deductible options available
- Can add spouse/partner and children
Visitors Insurance
For tourists, relatives, and short-term visitors. Emergency-focused coverage not tied to study permits or school requirements.
- Emergency medical only
- Suitable for tourists and general visitors
- Various plan durations available
- Does not fulfill student coverage needs
Not sure which applies? EGE Insurance can help confirm the correct option for your situation.
View Visitors InsuranceGot Questions?
International Student Insurance — Frequently Asked Questions
What if my province or school doesn't provide coverage?
Can I include my spouse or children on my plan?
Are pre-existing conditions covered?
How much does student insurance cost in Canada?
What is a deductible and how does it work?
Can I adjust coverage between semesters?
Compare Student Insurance Plans Today
As a licensed brokerage, EGE Insurance shops international student insurance plans from top Canadian insurers so you can compare options and pick coverage that fits your program, province, and budget.
