Insurers price by sex at birth.
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Includes cigarettes, cigars, vapes, nicotine gum or patches, and cannabis.
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Health care in the USA costs much more, so insurers price it separately. Driving through counts.
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The money your family would receive. From $10,000 to $20 million.
Not sure? Work out my amount
A common shortcut is 10 times your yearly income. Your advisor refines it on your call with your debts, mortgage and children’s education. Use the full calculator
Please choose an amount from $10,000 to $20,000,000.
Match the term to your longest obligation, like your mortgage or your youngest child finishing school.
Please choose a term.
Prices are shown at regular health rates. The insurer sets your final health class after you apply.
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For example high blood pressure, type 2 diabetes, high cholesterol, a stable heart condition, COPD or asthma, arthritis, depression or anxiety.
Your condition changed recently? TuGo may still cover it
Most plans only cover a condition that has been stable for 90 days or more. TuGo has an add-on for travellers aged 79 and under that covers it if it was stable for the 7 days before coverage starts. Emergencies only, up to the plan's coverage amount.
What you’ll do on TuGo’s site
- Choose Visitors to Canada.
- Add the option called Unstable Pre-existing Medical Condition Coverage.
- Pay on TuGo’s own secure site. Check that the address starts with shop.tugo.com.
You finish on TuGo’s secure site, which opens in a new tab. Same price as buying direct. Prefer help? Call (416) 477-1516.
How TuGo’s 7-day option works · Or press Next to see prices that don't cover that condition.
EGE Insurance is a licensed insurance brokerage. The insurer you choose pays us, never you.
What does “stable” mean?
Nothing changed for a set time before coverage starts: no new medicine, no change in dose, no new symptoms, tests or treatment. Each insurer sets how long, often 90 or 180 days. We show each insurer's rule next to its price.
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Your lowest price
EGE Insurance is a licensed insurance brokerage. The insurer you choose pays us, never you, and the price is the same as buying direct.
Enter your mobile number to create your account and see every plan and price. We save your quote and text you the link. No password.
- Every insurer, cheapest first
- Compare up to 5 side by side
- Save your quotes; buy when you're ready
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Skiing, climbing or diving on this trip?
TuGo’s standard plan covers activities like hiking and ziplining. For riskier sports, such as backcountry skiing, rock climbing, skydiving or scuba diving over 40 m, add TuGo’s Sports & Activities Coverage when you buy.
You finish on TuGo’s secure site, which opens in a new tab. Same price as buying direct. Prefer help? Call (416) 477-1516.
Health changed recently?
Most plans won’t cover a condition that changed in the months before you leave. TuGo uses shorter stability periods for some ages and trip lengths. A licensed advisor can check the rule for your age and trip.
You finish on TuGo’s secure site, which opens in a new tab. Same price as buying direct. Prefer help? Call (416) 477-1516.
EGE Insurance is a licensed insurance brokerage. The insurer you choose pays us, never you.
Compare plans
Swipe sideways to see every plan →
- Have ready: names as on the passport, dates of birth, the arrival date and a card.
- Your quote is saved in your EGE Insurance account.
The insurer's secure page asks for each person's name and date of birth, as on their passports.
Your payment is safe. We’ll never ask for your credit card details. You pay on the insurer’s own secure website, using the link we give you.
EGE Insurance is a licensed insurance brokerage. The insurer you choose pays us, never you, and the price is the same as buying direct.
Your payment is safe. We’ll never ask for your credit card details. The only exception is Manulife, where your licensed advisor completes the application with you. For every other insurer, you pay on the insurer’s own secure website, using the link we give you.
- Your details
- Health
- Beneficiaries
- Review and send
Your details
About 5 minutes in total. No SIN, no bank details, no documents to upload.
Email and mobile come from your account. We never ask for your SIN or bank details here.
Health and lifestyle
These answers help us match you with the insurer most likely to approve you at the best price. Every insurer accepts different health histories, so honest answers mean fewer surprises. They are encrypted, seen only by your licensed advisor, and shared only with the insurer you agree to.
Who receives the money?
Your beneficiaries. Shares must add up to 100%.
Shares must add up to 100%.
Naming a child under 18?
A child can't receive the money directly until the age of majority. Your advisor will help you name a trustee on your call.
Review and send
Nothing is signed yet. You sign the insurer’s own application electronically once you agree on the insurer with your advisor.
Please tick all three boxes and type your name to confirm.
Please fill in every field and answer every question.
Your application is in
What happens next
You can follow each step in your account.