EGE Insurance Canada • One-Stop Insurance Solutions

Travel Insurance
in Canada

Travel insurance can help protect you from unexpected medical bills and trip disruptions while you travel outside your province, across Canada, or abroad.

$5M
Maximum Medical Coverage
2
Plan Types: Single & Annual
15+
Insurance Partners
24/7
Emergency Assistance
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Why travel insurance matters

A trip can turn expensive fast if you face an emergency away from home. Medical costs in many countries can be very high, and some travel visas may require proof of travel insurance.

  • Helps protect against unexpected medical bills while travelling
  • Can reduce financial stress if something goes wrong on the trip
  • Useful for international trips, USA travel, and within-Canada travel

What travel plans may include

Coverage depends on the plan selected. Many travel policies focus on emergency medical coverage and may also include non-medical benefits like trip disruption protection.

Emergency medical coverage Trip cancellation or interruption Flight delays and schedule changes Baggage and passport loss Personal accident Personal liability

How EGE Insurance helps

We help you choose the right policy type — single trip or annual — confirm what is and is not covered, and match coverage to your destination, trip length, and health history.

  • Clear comparison and plain-language guidance
  • Support for medical and non-medical travel coverage
  • Fast, straightforward support if you need help during your trip

Key points to know

Travel insurance can be part of smart travel planning. Depending on the plan and insurer rules, you may see benefits such as:

  • Fast policy delivery by email after purchase (often within minutes)
  • Trip cancellation, delays, or sudden changes in plans when included
  • Coverage for certain pre-existing conditions depending on eligibility
  • Coverage for baggage loss and passport loss when included
  • Personal accident and personal liability coverage when included
  • Claims support options that may include direct billing in certain situations

Coverage is subject to policy terms, exclusions, eligibility, and insurer approval.

Common policy types

The best choice depends on how often you travel and what you need protected.

  • Single-trip plan — one trip with set start and end dates
  • Annual / multi-trip plan — multiple trips within a year
  • Medical coverage — focuses on emergency medical expenses
  • Non-medical coverage — trip interruption, cancellation, and baggage protection

Not sure what you need? Send your trip details and we'll guide you.

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Important tip if you receive treatment

If you receive medical treatment while travelling, many insurers require you to notify their assistance line quickly — commonly within 24 hours. Reporting late can affect how a claim is handled.

We'll explain how your plan's claims process works before you travel, so you know what to do if an emergency happens.

Frequently asked questions

Does my provincial health plan cover me outside Canada?

Provincial coverage outside Canada is limited and may not cover the full cost of care. Travel insurance helps protect against large out-of-pocket medical expenses while travelling.

What's the difference between single trip and annual travel insurance?

A single-trip plan covers one trip for set dates. An annual plan can cover multiple trips within a year. If you travel often, an annual plan may be more convenient.

Are pre-existing conditions covered?

It depends on the plan and eligibility rules. Some policies can cover certain pre-existing conditions if you meet stability requirements. We'll review your situation and explain what options may fit.

What should I do if I need medical treatment while travelling?

Contact the insurer's assistance line as soon as possible. Many plans require notification within 24 hours. We'll show you where to find the assistance number and what steps to follow.

Does travel insurance cover trip cancellation?

Many plans offer trip cancellation and interruption coverage as an optional add-on or included benefit. We'll confirm exactly what's covered before you purchase.

Is travel insurance required for a visa?

Some countries and visa types require proof of travel insurance as part of the application. We can help you get the right coverage letter or documentation your visa may require.

Ready to Compare Travel Insurance Options?

Send us your destination, travel dates, and travellers' ages and we'll help you choose coverage that fits your trip.

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