EGE Insurance Canada • One-Stop Insurance Solutions

International Student
Insurance in Canada

Health coverage designed for international students studying in Canada. Helps cover medical costs while you're here, including emergency and non-emergency care depending on the plan.

$5M
Maximum Coverage Available
$0
Deductible Options Available
15+
Insurance Partners
24/7
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Why It Matters

Everything You Need to Know

We compare student insurance plans from top Canadian insurers and explain coverage clearly so you can select the right policy for your study period.

Why Student Insurance Matters

Health rules differ by province and not every school automatically provides coverage to international students. A private plan protects you from unexpected medical bills while you study.

  • Reduces out-of-pocket medical costs
  • Covers you during your full study period
  • Peace of mind for students and families

How EGE Insurance Helps

We explain what your province and school typically require, help you choose coverage limits, and walk you through the entire process — including adding family members if needed.

  • Clear guidance, no confusion
  • Help choosing deductible and coverage amounts
  • Option to include spouse/partner and children

What Plans May Include

Coverage depends on the insurer and policy selected. Many student plans include both emergency and non-emergency medical support.

  • Emergency & non-emergency medical care
  • Doctor services & follow-up visits
  • Emergency evacuation & repatriation

Coverage Details

What Student Insurance May Cover

Depending on the policy, student insurance can help with eligible medical expenses and services during your studies in Canada.

Emergency medical treatment Non-emergency care Doctor services Up to 5 follow-up visits Emergency evacuation Accidental death & dismemberment Tuition reimbursement Up to $5M coverage

Who Typically Needs Student Insurance

  • International students enrolled in a Canadian post-secondary program
  • Students whose province or school doesn't provide coverage
  • Students adjusting coverage between semesters
  • Students wanting to add a spouse/partner or children
  • Students up to age 44 with a valid study permit
  • Anyone needing IRCC-compliant medical coverage while studying

Coverage is subject to policy terms, exclusions, eligibility, and insurer approval.

Know the Difference

Student Insurance vs. Visitors Insurance

Understanding which coverage applies to your situation ensures you get the right protection for your time in Canada.

Recommended for Students

Student Insurance

Designed for international students studying in Canada. Tied to study-permit duration and province/school requirements.

  • Covers both emergency & non-emergency care
  • Coverage up to $5,000,000
  • $0 deductible options available
  • Can add spouse/partner and children

Visitors Insurance

For tourists, relatives, and short-term visitors. Emergency-focused coverage not tied to study permits or school requirements.

  • Emergency medical only
  • Suitable for tourists and general visitors
  • Various plan durations available
  • Does not fulfill student coverage needs

Not sure which applies? EGE Insurance can help confirm the correct option for your situation.

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Got Questions?

Frequently Asked Questions

What if my province or school doesn't provide coverage?
In that case you'll typically need to buy private health coverage from a Canadian insurance company. We'll help you choose an option that fits your province and study period.
Can I include my spouse/partner or children?
Yes, many student plans allow you to add a spouse/partner and children during the application process, depending on the insurer and plan type.
Are pre-existing conditions covered?
Some international student plans can offer coverage for pre-existing conditions, depending on the insurer's rules and the plan selected. We'll confirm what applies before you buy.
How much does student insurance cost?
Pricing depends on your province, age, coverage limit, and deductible. We'll provide a quote based on your exact details so you get the most accurate price.
What is a deductible and how does it work?
A deductible is the amount you pay toward eligible medical expenses before the insurer pays. Some plans offer a zero deductible option — we can help you decide what makes sense for your budget.
Can I adjust my coverage between semesters?
Yes, some student plans allow you to adjust or pause coverage between semesters such as during summer breaks. We'll help you understand the options available for your specific plan.
Ready to Get Started?

Compare Student Insurance Plans Today

EGE Insurance will help you review options and select coverage that fits your program, province, and budget.

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