EGE Insurance Canada Β· Licensed Insurance Brokerage Β· Toronto

Visitors Insurance
in Canada

Emergency medical coverage for visitors, parents, relatives, and newcomers to Canada. Compare 15+ Canadian insurers β€” flexible plans, zero deductible options, same-day coverage available.

$10K+
Coverage Starting From
5K+
Clients Served
15+
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Why families trust EGE Insurance

Flexible Coverage Options
Plans from top Canadian insurers for any visit length or budget.
15+ Insurance Partners
Compare top Canadian insurers side-by-side in seconds.
Expert Advisors
Reach a licensed broker anytime at 416-477-1516.
No Obligation
Get your quote and take all the time you need to decide.

Why It Matters

Everything You Need to Know About Visitors Insurance in Canada

We compare visitors insurance plans from top Canadian insurers and explain coverage clearly so you can select the right policy for your situation.

Why Visitors Insurance Matters

Visitors are not covered by provincial healthcare plans. Even people who later qualify often face a waiting period. The right policy protects against large out-of-pocket costs.

  • Covers unexpected emergency medical bills
  • Supports access to care during a visit
  • Reduces financial uncertainty for families

How EGE Insurance Helps

As a licensed brokerage, we compare plans from leading Canadian insurers, explain deductibles in plain language, and help you select coverage based on trip length, health history, and budget.

  • Clear comparisons and expert guidance
  • Support for zero-deductible options
  • Fast support for policy documents

What Plans May Include

Coverage depends on the insurer and policy selected. Most visitors insurance plans focus on emergency medical services while in Canada.

  • Emergency medical treatment
  • Hospitalization & physician services
  • Ambulance & medical transportation

Coverage Details

What Visitors Insurance May Cover

Depending on the policy, visitors insurance can help with eligible emergency expenses and services during a stay in Canada.

Emergency medical treatmentHospitalizationPhysician servicesAmbulanceEmergency prescriptionsMedical transportationEmergency dentalAccidental injury

Who Typically Needs Visitors Insurance

  • Parents and grandparents visiting Canada
  • Relatives and friends visiting from abroad
  • Newcomers during provincial coverage waiting periods
  • Tourists visiting for short or extended stays
  • Anyone requiring medical protection during a visit
  • Return of remains when applicable
  • Expenses for an accompanying person if included

Coverage is subject to policy terms, exclusions, eligibility, and insurer approval.

Know the Difference

Visitors Insurance vs. Super Visa Insurance

Understanding which coverage applies to your situation ensures you get the right protection for your visit to Canada.

Most Popular

Visitors Insurance

For tourists, relatives, and newcomers visiting Canada. Flexible coverage options for short or extended stays β€” no visa requirements.

  • Flexible coverage amounts available
  • Suitable for tourists and general visitors
  • Various plan durations available
  • No minimum coverage requirement

Super Visa Insurance

Specifically required for eligible parents and grandparents applying for a Super Visa. Must meet specific IRCC minimum coverage requirements.

  • Minimum $100,000 medical coverage required
  • Must be from a Canadian insurance company
  • Valid for at least 1 year from entry
  • Refundable if visa is refused

Not sure which applies? EGE Insurance can help confirm the right option for your visa type.

View Super Visa Insurance

Got Questions?

Visitors Insurance β€” Frequently Asked Questions

Does provincial healthcare cover visitors to Canada?
No. Visitors are not covered under provincial health plans. Even people who later qualify may face a waiting period of up to 3 months. Visitors insurance helps protect against emergency medical costs during that time.
What is a deductible and how does it work?
A deductible is the amount you pay toward eligible medical expenses before the insurer pays. Some plans offer a zero deductible option. With a deductible plan, you are responsible for costs up to the selected amount.
Is visitors insurance required in Canada?
Visitors insurance is not always legally required, but it is strongly recommended because emergency medical care in Canada can be very expensive for visitors without coverage. For Super Visa applicants, minimum $100,000 coverage is required by IRCC.
What's the difference between visitors and Super Visa insurance?
Visitors insurance is for general visits to Canada. Super Visa insurance is required for Super Visa applicants and must meet minimum IRCC coverage requirements of $100,000. EGE Insurance can help you choose the correct option.
How much visitors insurance coverage do I need?
Coverage amounts vary by plan. We recommend considering your trip length, age, and health history when selecting a coverage amount. Our licensed advisors can help guide you to the right level of protection.
Can I get coverage for pre-existing conditions?
Some visitors insurance plans offer coverage for stable pre-existing conditions, subject to eligibility criteria and policy terms. EGE Insurance can help identify which plans may include this option based on your health history.
Ready to Get Started?

Compare Visitors Insurance Plans Today

As a licensed brokerage, EGE Insurance shops visitors insurance plans from top Canadian insurers so you can compare options and pick coverage that fits your visit and budget.

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