EGE Insurance Canada • One-Stop Insurance Solutions

Visitors Insurance
in Canada

Emergency medical coverage for visitors, parents, relatives, and newcomers. Designed to help protect against unexpected medical bills during a stay in Canada.

$10K
Coverage Starting From
5K+
Families Protected
15+
Insurance Partners
24/7
Expert Support
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Why It Matters

Everything You Need to Know

We compare visitor insurance plans from top Canadian insurers and explain coverage clearly so you can select the right policy for your situation.

Why Visitors Insurance Matters

Visitors are not covered by provincial healthcare plans. Even people who later qualify often face a waiting period. The right policy protects against large out-of-pocket costs.

  • Covers unexpected emergency medical bills
  • Supports access to care during a visit
  • Reduces financial uncertainty for families

How EGE Insurance Helps

We compare plans from leading Canadian insurers, explain deductibles in plain language, and help you select coverage based on trip length, health history, and budget.

  • Clear comparisons and expert guidance
  • Support for zero-deductible options
  • Fast support for policy documents

What Plans May Include

Coverage depends on the insurer and policy selected. Most visitors plans focus on emergency medical services while in Canada.

  • Emergency medical treatment
  • Hospitalization & physician services
  • Ambulance & medical transportation

Coverage Details

What Visitors Insurance May Cover

Depending on the policy, visitors insurance can help with eligible emergency expenses and services during a stay in Canada.

Emergency medical treatment Hospitalization Physician services Ambulance Emergency prescriptions Medical transportation Emergency dental Accidental injury

Who Typically Needs Visitors Insurance

  • Parents and grandparents visiting Canada
  • Relatives and friends visiting from abroad
  • Newcomers during provincial coverage waiting periods
  • Tourists visiting for short or extended stays
  • Anyone requiring medical protection during a visit
  • Return of remains when applicable
  • Expenses for an accompanying person if included

Coverage is subject to policy terms, exclusions, eligibility, and insurer approval.

Know the Difference

Visitors Insurance vs. Super Visa Insurance

Understanding which coverage applies to your situation ensures you get the right protection.

Most Popular

Visitors Insurance

For tourists, relatives, and newcomers visiting Canada. Flexible coverage options for short or extended stays — no visa requirements.

  • Flexible coverage amounts available
  • Suitable for tourists and general visitors
  • Various plan durations available
  • No minimum coverage requirement

Super Visa Insurance

Specifically required for eligible parents and grandparents applying for a Super Visa. Must meet specific IRCC minimum coverage requirements.

  • Minimum $100,000 medical coverage required
  • Must be from a Canadian insurance company
  • Valid for at least 1 year from entry
  • Refundable if visa is refused

Not sure which applies? EGE Insurance can help confirm the correct option based on your visa type.

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Got Questions?

Frequently Asked Questions

Does provincial healthcare cover visitors to Canada?
No. Visitors are not covered under provincial health plans. Even people who later qualify may face a waiting period. Visitors insurance helps protect against emergency medical costs during that time.
What is a deductible and how does it work?
A deductible is the amount you pay toward eligible medical expenses before the insurer pays. Some plans offer a zero deductible option. With a deductible plan, you are responsible for costs up to the selected amount.
Is visitors insurance required?
Visitors insurance is not always legally required, but it is strongly recommended because emergency medical care in Canada can be very expensive for visitors without coverage.
What's the difference between visitors and Super Visa insurance?
Visitors insurance is for general visits. Super Visa insurance is required for Super Visa applicants and must meet minimum IRCC coverage requirements. We can help you choose the correct option.
How much coverage do I need?
Coverage amounts vary by plan. We recommend considering your trip length, age, and health history when selecting a coverage amount. Our team can help guide you to the right level of protection.
Can I get coverage for pre-existing conditions?
Some plans offer coverage for stable pre-existing conditions, subject to eligibility criteria and policy terms. We can help identify which plans may include this option based on your health history.
Ready to Get Started?

Compare Visitors Insurance Plans Today

EGE Insurance will help you review options and select coverage that fits your visit and meets your needs.

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