Health & Dental
coverage built
for Pearl members.
Exclusively available to active Pearl Industry Network members through a structured benefits arrangement administered with Manulife. Not a retail product — enrollment is guided, eligibility-verified, and professionally supported.
Choose your plan
Coverage highlights below. Pricing provided after intake. Subject to Manulife terms and eligibility.
Entry-level, cost-controlled coverage with no underwriting requirement.
- Drugs: 70% of first $750 — up to $525/yr
- Dental: 70% up to $400/year
- Vision: $100 every 2 years
- Specialists & therapists: $20/visit up to $500
- Travel (to age 65): 5 days
- Hospital: Not included
Increased annual room for drugs and dental coverage.
- Drugs: 70% of first $500, 80% next $2,500 — up to $2,350/yr
- Dental: 70% up to $500/year
- Vision: $100 every 2 years
- Specialists & therapists: up to $750 combined
- Travel (to age 65): 9 days
- Hospital: Not included
The balanced option — stronger drug and dental maximums for most members.
- Drugs: 70% of first $500, 100% next $4,650 — up to $5,000/yr
- Dental: 80% — $600 yr 1, $900 yr 2+
- Vision: $150 every 2 years
- Specialists & therapists: up to $1,000 combined
- Travel (to age 65): 17 days
- Hospital: Semi-private room
Maximum coverage, strongest dental progression for frequent claims.
- Drugs: 90% of first $2,222, 100% next $8,000 — up to $10,000/yr
- Dental: 80% — Yr1 $750 → Yr2 $1,000 → Yr3 $1,200 → Yr5+ $1,500
- Vision: $250 every 2 years
- Specialists & therapists: up to $1,500 combined
- Travel (to age 65): 30 days
- Hospital: Semi-private & private room
Begin member intake
Submit your details to start the Pearl Industry Network enrollment process. We confirm eligibility and guide you through every step.
Choose Base, Bronze, Silver, or Gold based on your expected needs and budget.
Provide the information required to prepare and validate your enrollment request.
We confirm membership eligibility and identify any medical questionnaire requirements.
We guide you through final submission steps with a licensed professional.
Enrollment is restricted to active Pearl Industry Network members. Membership verification may be required before enrollment proceeds.
Common
questions
Key questions for Pearl Industry Network members considering enrollment.
